We frequently encounter investors who are highly satisfied with a 10% annual average return generated from their portfolio in its entirety, or a specific corner of it, depending on their risk level. On paper, a double-digit return sounds like an absolute home run. But looking strictly at top-line numbers isn’t the only way to track your financial pace.

What are donor-advised funds (DAFs)? They’re one of the fastest-growing ways to give to charity, combining flexibility with potential tax advantages. A DAF lets you contribute assets and receive an immediate tax deduction. You can even recommend grants to your favorite nonprofits over time. In 2024, Fidelity Charitable donors recommended grants totaling $14.9 billion, a 25% increase from the previous year. We’ll explore the benefits of donor-advised funds and the potential dr